The commercial trucking industry is a cornerstone of the U.S. economy, with over 3.5 million truck drivers and approximately 750,000 trucking businesses operating nationwide. Given the inherent risks—ranging from accidents to cargo theft—securing the right truck insurance is paramount. In this guide, we’ll explore the top truck insurance providers in the U.S. for 2025, highlighting their strengths, coverage options, and what sets them apart. (The Best Truck Insurance Companies – Truck Insurance Quotes)
A Comprehensive Guide for 2025
1. Progressive: Industry Leader in Commercial Truck Insurance
Overview: Progressive stands as the largest commercial truck insurer in the U.S., commanding nearly 42% of the market share. Their extensive reach and tailored offerings make them a go-to choice for many truckers. (The Best Truck Insurance Companies – Truck Insurance Quotes)
Key Features:
- Comprehensive Coverage: Offers a wide range of policies, including liability, physical damage, cargo, and non-trucking liability.
- Fleet Management Tools: Provides online tools to manage fleets efficiently.
- Discounts: Available for CDL holders, bundling policies, and electronic payments.
- Availability: Operates in all 50 states. (Best Truck Insurance Providers of 2024: A Comprehensive Guide, Best Commercial Truck Insurance of 2025 – Forbes Advisor, Top 3 Commercial Truck Insurance Companies in the USA – Top Ranke: Top Rank List of the Best)
Pros:
- Extensive network and experience.
- Competitive pricing with various discounts.
- User-friendly online platform. (Best Auto Insurance for Trucks in 2025 …, Best Commercial Truck Insurance – NerdWallet)
Cons:
- Customer service experiences can vary.
- Some reports of slow claims processing. (Top 3 Commercial Truck Insurance Companies in the USA – Top Ranke: Top Rank List of the Best)